🌍 ClimateRiskCheck

Natural Disaster Risk in Gilcrest

Colorado

7.4out of 10
High Risk

Risk Summary for Gilcrest

Gilcrest scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Volcanic Activity

All 18 Hazard Scores

Hail
9.9
Volcanic Activity
9.7
Cold Wave
9.7
Tornado
9.6
Strong Wind
9.6
Winter Weather
9.4
Lightning
9.3
Wildfire
8.9
Ice Storm
8.2
Earthquake
8.1
Extreme Heat
6.5
Tsunami
5.4
Coastal Flooding
4.9
Landslide
4.8
Drought
4.6
Avalanche
4.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Gilcrest
7.4
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gilcrest, Colorado

Located in the Great Plains in Weld County, Gilcrest is a small community of about 1,026. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Gilcrest a community where hazard awareness has real practical value.

FEMA rates Gilcrest's composite natural disaster risk at 7.4 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for cold wave and volcano risk in their preparedness planning.

Relative to other U.S. communities, Gilcrest's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.2/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Weld County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Gilcrest's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Gilcrest: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Gilcrest

These city-level factors differentiate Gilcrest from other communities in Weld County and provide geographic context for its hazard exposure.

Population

1,026

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

40.2853Β° N, 104.7825Β° W

Weld County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gilcrest

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gilcrest

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.