🌍 ClimateRiskCheck

Natural Disaster Risk in Gypsum

Colorado

5.3out of 10
Moderate Risk

Risk Summary for Gypsum

Gypsum scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Volcanic Activity

All 18 Hazard Scores

Landslide
9.9
Avalanche
9.8
Volcanic Activity
9.6
Wildfire
9.2
Lightning
8.4
Earthquake
6.7
Tsunami
5.4
Drought
5.0
Coastal Flooding
4.9
Extreme Heat
4.5
Ice Storm
3.2
Hurricane
2.4
Cold Wave
2.3
Winter Weather
2.2
Strong Wind
2.1
Hail
2.1
Tornado
2.0
Riverine Flooding
1.0

How it compares

Gypsum
5.3
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gypsum, Colorado

Located in the Great Plains in Garfield County, Gypsum is a city of approximately 10,744 residents. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Gypsum a community where hazard awareness has real practical value.

FEMA rates Gypsum's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and volcano risk in their preparedness planning.

Relative to other U.S. communities, Gypsum's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Garfield County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Gypsum residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Gypsum: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Gypsum

These city-level factors differentiate Gypsum from other communities in Garfield County and provide geographic context for its hazard exposure.

Population

10,744

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.2/10

Coordinates

39.7716Β° N, 107.1007Β° W

Garfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gypsum

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gypsum

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.