🌍 ClimateRiskCheck

Natural Disaster Risk in Hereford

Colorado

7.4out of 10
High Risk

Risk Summary for Hereford

Hereford scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Volcanic Activity

All 18 Hazard Scores

Hail
9.9
Volcanic Activity
9.7
Cold Wave
9.7
Tornado
9.6
Strong Wind
9.6
Winter Weather
9.4
Lightning
9.3
Wildfire
8.9
Ice Storm
8.2
Earthquake
8.1
Extreme Heat
6.5
Tsunami
5.4
Coastal Flooding
4.9
Landslide
4.8
Drought
4.6
Avalanche
4.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Hereford
7.4
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hereford, Colorado

Located in the Great Plains in Weld County, Hereford is a small unincorporated community. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Hereford a community where hazard awareness has real practical value.

Hereford's overall natural disaster risk is rated 7.4/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include cold wave and volcano.

Relative to other U.S. communities, Hereford's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.2/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Weld County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hereford's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Hereford: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Hereford

These city-level factors differentiate Hereford from other communities in Weld County and provide geographic context for its hazard exposure.

Population

42

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

40.9884Β° N, 104.3053Β° W

Weld County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hereford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hereford

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.