Natural Disaster Risk in Holly

Natural Hazard Profile: Holly, Colorado

Holly is a small community of about 1,586 in Prowers County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Holly.

FEMA rates Holly's composite natural disaster risk at 5.4 out of 10 — moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for hail and lightning risk in their preparedness planning.

Holly's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Prowers County, the highest-scoring are drought, hail, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Holly's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.