Natural Disaster Risk in Jamestown
Colorado
7.8out of 10
Risk Summary for Jamestown
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Hail Lightning Avalanche
All 18 Hazard Scores
Hail 9.9
Lightning 9.9
Wildfire 9.8
Avalanche 9.8
Winter Weather 9.7
Volcanic Activity 9.7
Tornado 9.4
Landslide 9.1
Strong Wind 8.8
Earthquake 8.3
Ice Storm 7.7
Cold Wave 7.4
Extreme Heat 6.6
Tsunami 5.4
Coastal Flooding 4.9
Drought 4.6
Hurricane 2.4
Riverine Flooding 1.0
How it compares
Jamestown 7.8
Colorado avg. 5.2
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Jamestown
Other cities in Colorado
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.