🌍 ClimateRiskCheck

Natural Disaster Risk in Jamestown

Colorado

7.8out of 10
High Risk

Risk Summary for Jamestown

Jamestown scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Lightning Avalanche

All 18 Hazard Scores

Hail
9.9
Lightning
9.9
Wildfire
9.8
Avalanche
9.8
Winter Weather
9.7
Volcanic Activity
9.7
Tornado
9.4
Landslide
9.1
Strong Wind
8.8
Earthquake
8.3
Ice Storm
7.7
Cold Wave
7.4
Extreme Heat
6.6
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Jamestown
7.8
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jamestown, Colorado

Located in the Great Plains in Boulder County, Jamestown is a small community of about 501. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Jamestown a community where hazard awareness has real practical value.

Jamestown's overall natural disaster risk is rated 7.8/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include lightning and avalanche.

Relative to other U.S. communities, Jamestown's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.2/10 state average. The hazard distribution here is led by hail and lightning, as measured by FEMA across Boulder County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Jamestown residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Jamestown: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Jamestown

These city-level factors differentiate Jamestown from other communities in Boulder County and provide geographic context for its hazard exposure.

Population

501

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

40.1107Β° N, 105.3907Β° W

Boulder County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jamestown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jamestown

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.