🌍 ClimateRiskCheck

Natural Disaster Risk in Leadville

Colorado

4.0out of 10
Moderate Risk

Risk Summary for Leadville

Leadville scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Avalanche
9.8
Landslide
9.5
Volcanic Activity
9.4
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.6
Earthquake
3.8
Wildfire
3.3
Winter Weather
2.9
Hail
2.8
Hurricane
2.4
Tornado
2.0
Ice Storm
1.9
Drought
1.7
Cold Wave
1.6
Strong Wind
1.5
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Leadville
4.0
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Leadville, Colorado

Leadville, in Lake County, is a town of roughly 6,957 residents situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Leadville residents and property owners must navigate.

Leadville's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and volcano.

Within Colorado, Leadville's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Lake County identifies avalanche as the foremost hazard, followed by landslide and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Leadville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Leadville: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Leadville

These city-level factors differentiate Leadville from other communities in Lake County and provide geographic context for its hazard exposure.

Population

6,957

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” limited fire-prone terrain nearby

Fire score: 3.3/10

Coordinates

39.2424Β° N, 106.2902Β° W

Lake County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Leadville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Leadville

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.