🌍 ClimateRiskCheck

Natural Disaster Risk in Meredith

Colorado

4.8out of 10
Moderate Risk

Risk Summary for Meredith

Meredith scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Avalanche
10.0
Landslide
9.9
Volcanic Activity
9.4
Wildfire
8.0
Lightning
7.1
Winter Weather
5.8
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.6
Drought
3.2
Ice Storm
2.5
Hurricane
2.4
Tornado
1.8
Hail
1.7
Strong Wind
1.6
Cold Wave
1.5
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Meredith
4.8
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Meredith, Colorado

Meredith, in Pitkin County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Meredith residents and property owners must navigate.

According to FEMA's National Risk Index, Meredith carries an overall risk score of 4.8/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to landslide and volcano.

Within Colorado, Meredith's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Pitkin County identifies avalanche as the foremost hazard, followed by landslide and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Meredith's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Meredith: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Meredith

These city-level factors differentiate Meredith from other communities in Pitkin County and provide geographic context for its hazard exposure.

Population

15

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.0/10

Coordinates

39.3120Β° N, 106.5845Β° W

Pitkin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Meredith

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Meredith

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.