🌍 ClimateRiskCheck

Natural Disaster Risk in Ovid

Colorado

3.9out of 10
Low Risk

Risk Summary for Ovid

Ovid scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Tsunami

All 18 Hazard Scores

Drought
8.9
Hail
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.2
Cold Wave
3.8
Strong Wind
3.5
Tornado
3.3
Lightning
3.3
Winter Weather
2.6
Earthquake
2.5
Ice Storm
2.5
Hurricane
2.4
Extreme Heat
1.8
Landslide
1.4
Riverine Flooding
1.0

How it compares

Ovid
3.9
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ovid, Colorado

Ovid, in Sedgwick County, is a small community of about 615 situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Ovid residents and property owners must navigate.

According to FEMA's National Risk Index, Ovid carries an overall risk score of 3.9/10, placing it in the low category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to hail and tsunami.

Within Colorado, Ovid's risk is, slightly below the 5.2/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Sedgwick County identifies drought as the foremost hazard, followed by hail and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ovid carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” drought β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Ovid: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Ovid

These city-level factors differentiate Ovid from other communities in Sedgwick County and provide geographic context for its hazard exposure.

Population

615

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.2/10

Coordinates

40.8747Β° N, 102.3835Β° W

Sedgwick County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ovid

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ovid

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.