🌍 ClimateRiskCheck

Natural Disaster Risk in Ramah

Colorado

5.3out of 10
Moderate Risk

Risk Summary for Ramah

Ramah scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Volcanic Activity Hail

All 18 Hazard Scores

Wildfire
9.6
Volcanic Activity
9.5
Hail
9.0
Winter Weather
7.9
Cold Wave
5.6
Tornado
5.5
Tsunami
5.4
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Earthquake
4.1
Landslide
4.1
Strong Wind
3.7
Ice Storm
3.3
Hurricane
2.4
Extreme Heat
2.2
Riverine Flooding
1.0

How it compares

Ramah
5.3
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ramah, Colorado

Ramah, in Elbert County, is a small community of about 1,019 situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Ramah residents and property owners must navigate.

According to FEMA's National Risk Index, Ramah carries an overall risk score of 5.3/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to volcano and hail.

Within Colorado, Ramah's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Elbert County identifies wildfire as the foremost hazard, followed by volcano and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Ramah residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Ramah: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Ramah

These city-level factors differentiate Ramah from other communities in Elbert County and provide geographic context for its hazard exposure.

Population

1,019

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

39.0634Β° N, 104.0277Β° W

Elbert County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ramah

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ramah

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.