🌍 ClimateRiskCheck

Natural Disaster Risk in Ridgway

Colorado

4.1out of 10
Moderate Risk

Risk Summary for Ridgway

Ridgway scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.8
Wildfire
7.5
Lightning
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
3.7
Drought
3.2
Winter Weather
2.7
Hurricane
2.4
Ice Storm
1.9
Tornado
1.5
Extreme Heat
1.5
Cold Wave
1.5
Strong Wind
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

Ridgway
4.1
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ridgway, Colorado

Ridgway, in Ouray County, is a town of roughly 3,219 residents situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Ridgway residents and property owners must navigate.

Ridgway's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and wildfire.

Within Colorado, Ridgway's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Ouray County identifies avalanche as the foremost hazard, followed by landslide and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Ridgway residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Ridgway: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Ridgway

These city-level factors differentiate Ridgway from other communities in Ouray County and provide geographic context for its hazard exposure.

Population

3,219

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.5/10

Coordinates

38.1249Β° N, 107.7427Β° W

Ouray County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ridgway

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ridgway

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.