🌍 ClimateRiskCheck

Natural Disaster Risk in Sargents

Colorado

5.1out of 10
Moderate Risk

Risk Summary for Sargents

Sargents scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Landslide
9.7
Avalanche
9.7
Volcanic Activity
9.2
Drought
8.6
Lightning
7.9
Wildfire
6.9
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.5
Cold Wave
3.6
Winter Weather
3.0
Hail
2.9
Hurricane
2.4
Extreme Heat
2.1
Ice Storm
2.1
Tornado
1.9
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

Sargents
5.1
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sargents, Colorado

Sargents is a small unincorporated community in Saguache County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Sargents.

According to FEMA's National Risk Index, Sargents carries an overall risk score of 5.1/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and volcano.

Sargents's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Saguache County, the highest-scoring are avalanche, landslide, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Sargents residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Sargents: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Sargents

These city-level factors differentiate Sargents from other communities in Saguache County and provide geographic context for its hazard exposure.

Population

264

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.9/10

Coordinates

38.3991Β° N, 106.4776Β° W

Saguache County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sargents

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sargents

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.