Natural Disaster Risk in Sheridan Lake
Colorado
Risk Summary for Sheridan Lake
Sheridan Lake scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Sheridan Lake, Colorado
Located in the Great Plains in Kiowa County, Sheridan Lake is a small unincorporated community. The semi-arid continental climate that characterizes this part of Colorado β marked by dry air, significant mountain snowfall, and rapid weather changes β directly influences the types and severity of natural hazards present, making Sheridan Lake a community where hazard awareness has real practical value.
FEMA rates Sheridan Lake's composite natural disaster risk at 3.7 out of 10 β low risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hail and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Sheridan Lake's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Kiowa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Sheridan Lake carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β drought β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Sheridan Lake: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Sheridan Lake
These city-level factors differentiate Sheridan Lake from other communities in Kiowa County and provide geographic context for its hazard exposure.
Population
298
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β summer fire risk
Fire score: 5.7/10
Coordinates
38.4484Β° N, 102.2816Β° W
Kiowa County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Sheridan Lake
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Sheridan Lake
Other cities in Colorado
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.