🌍 ClimateRiskCheck

Natural Disaster Risk in Sheridan Lake

Colorado

3.7out of 10
Low Risk

Risk Summary for Sheridan Lake

Sheridan Lake scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Wildfire

All 18 Hazard Scores

Drought
8.5
Hail
6.1
Wildfire
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
2.9
Winter Weather
2.8
Cold Wave
2.7
Tornado
2.6
Earthquake
2.4
Hurricane
2.4
Lightning
2.0
Ice Storm
1.9
Extreme Heat
1.6
Landslide
1.3
Riverine Flooding
1.0

How it compares

Sheridan Lake
3.7
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sheridan Lake, Colorado

Located in the Great Plains in Kiowa County, Sheridan Lake is a small unincorporated community. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Sheridan Lake a community where hazard awareness has real practical value.

FEMA rates Sheridan Lake's composite natural disaster risk at 3.7 out of 10 β€” low risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hail and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Sheridan Lake's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Kiowa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Sheridan Lake carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” drought β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Sheridan Lake: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Sheridan Lake

These city-level factors differentiate Sheridan Lake from other communities in Kiowa County and provide geographic context for its hazard exposure.

Population

298

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.7/10

Coordinates

38.4484Β° N, 102.2816Β° W

Kiowa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sheridan Lake

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sheridan Lake

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.