🌍 ClimateRiskCheck

Natural Disaster Risk in Silver Plume

Colorado

5.0out of 10
Moderate Risk

Risk Summary for Silver Plume

Silver Plume scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Volcanic Activity

All 18 Hazard Scores

Avalanche
10.0
Wildfire
9.5
Volcanic Activity
9.4
Landslide
9.0
Hail
7.8
Lightning
7.2
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
4.1
Earthquake
3.5
Tornado
2.9
Ice Storm
2.6
Hurricane
2.4
Strong Wind
2.2
Drought
1.7
Cold Wave
1.6
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Silver Plume
5.0
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Silver Plume, Colorado

Located in the Great Plains in Clear Creek County, Silver Plume is a small unincorporated community. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Silver Plume a community where hazard awareness has real practical value.

Silver Plume's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and volcano.

Relative to other U.S. communities, Silver Plume's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Clear Creek County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Silver Plume residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Silver Plume: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Silver Plume

These city-level factors differentiate Silver Plume from other communities in Clear Creek County and provide geographic context for its hazard exposure.

Population

159

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

39.6852Β° N, 105.8097Β° W

Clear Creek County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Silver Plume

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Silver Plume

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.