🌍 ClimateRiskCheck

Natural Disaster Risk in Silverthorne

Colorado

5.4out of 10
Moderate Risk

Risk Summary for Silverthorne

Silverthorne scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Landslide

All 18 Hazard Scores

Avalanche
10.0
Volcanic Activity
9.5
Landslide
9.4
Lightning
8.3
Hail
8.1
Winter Weather
7.7
Wildfire
5.9
Earthquake
5.4
Tsunami
5.4
Coastal Flooding
4.9
Ice Storm
3.3
Tornado
3.2
Strong Wind
2.9
Hurricane
2.4
Drought
1.7
Cold Wave
1.7
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Silverthorne
5.4
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Silverthorne, Colorado

Silverthorne, in Summit County, is a town of roughly 8,881 residents situated in the Great Plains. Its semi-arid continental climate brings dry air, significant mountain snowfall, and rapid weather changes, and in particular dramatic spring snowstorms and summer hailstorms. These conditions collectively define the natural hazard environment that Silverthorne residents and property owners must navigate.

Silverthorne's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include volcano and landslide.

Within Colorado, Silverthorne's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Summit County identifies avalanche as the foremost hazard, followed by volcano and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Silverthorne residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Silverthorne: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Silverthorne

These city-level factors differentiate Silverthorne from other communities in Summit County and provide geographic context for its hazard exposure.

Population

8,881

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.9/10

Coordinates

39.7794Β° N, 106.2234Β° W

Summit County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Silverthorne

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Silverthorne

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.