🌍 ClimateRiskCheck

Natural Disaster Risk in Silverton

Colorado

3.3out of 10
Low Risk

Risk Summary for Silverton

Silverton scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Tsunami

All 18 Hazard Scores

Avalanche
9.9
Landslide
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.4
Wildfire
4.2
Hurricane
2.4
Earthquake
2.2
Drought
1.7
Winter Weather
1.7
Ice Storm
1.7
Tornado
1.4
Strong Wind
1.3
Hail
1.3
Extreme Heat
1.2
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Silverton
3.3
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Silverton, Colorado

Silverton is a small community of about 651 in San Juan County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Silverton.

According to FEMA's National Risk Index, Silverton carries an overall risk score of 3.3/10, placing it in the low category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and tsunami.

Silverton's risk score, considerably below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for San Juan County, the highest-scoring are avalanche, landslide, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Silverton carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Silverton: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Silverton

These city-level factors differentiate Silverton from other communities in San Juan County and provide geographic context for its hazard exposure.

Population

651

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.2/10

Coordinates

37.7935Β° N, 107.5945Β° W

San Juan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Silverton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Silverton

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.