🌍 ClimateRiskCheck

Natural Disaster Risk in Stratton

Colorado

4.9out of 10
Moderate Risk

Risk Summary for Stratton

Stratton scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Winter Weather

All 18 Hazard Scores

Hail
9.2
Winter Weather
8.2
Cold Wave
8.2
Tornado
6.3
Strong Wind
6.1
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Earthquake
3.8
Lightning
3.3
Ice Storm
3.1
Hurricane
2.4
Extreme Heat
1.8
Landslide
1.7
Riverine Flooding
1.0

How it compares

Stratton
4.9
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stratton, Colorado

Located in the Great Plains in Kit Carson County, Stratton is a small community of about 1,085. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Stratton a community where hazard awareness has real practical value.

FEMA rates Stratton's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for cold wave and winter risk in their preparedness planning.

Relative to other U.S. communities, Stratton's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Kit Carson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Stratton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Stratton: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Stratton

These city-level factors differentiate Stratton from other communities in Kit Carson County and provide geographic context for its hazard exposure.

Population

1,085

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.0/10

Coordinates

39.3052Β° N, 102.5824Β° W

Kit Carson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stratton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stratton

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.