Natural Disaster Risk in Weldona
Colorado
Risk Summary for Weldona
Weldona scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Weldona, Colorado
Located in the Great Plains in Morgan County, Weldona is a small community of about 939. The semi-arid continental climate that characterizes this part of Colorado β marked by dry air, significant mountain snowfall, and rapid weather changes β directly influences the types and severity of natural hazards present, making Weldona a community where hazard awareness has real practical value.
FEMA rates Weldona's composite natural disaster risk at 5.3 out of 10 β moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for cold wave and wind risk in their preparedness planning.
Relative to other U.S. communities, Weldona's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Morgan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Weldona's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.
What this means for Weldona: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Weldona
These city-level factors differentiate Weldona from other communities in Morgan County and provide geographic context for its hazard exposure.
Population
939
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 40.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 7.0/10
Coordinates
40.3931Β° N, 103.9768Β° W
Morgan County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Weldona
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Weldona
Other cities in Colorado
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.