🌍 ClimateRiskCheck

Natural Disaster Risk in Wetmore

Colorado

4.4out of 10
Moderate Risk

Risk Summary for Wetmore

Wetmore scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
8.5
Wildfire
8.4
Landslide
8.4
Lightning
8.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.1
Hail
4.0
Winter Weather
3.6
Earthquake
2.5
Hurricane
2.4
Tornado
1.9
Ice Storm
1.9
Strong Wind
1.8
Extreme Heat
1.6
Cold Wave
1.6
Riverine Flooding
1.0

How it compares

Wetmore
4.4
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wetmore, Colorado

Wetmore is a small community of about 524 in Custer County, in the Great Plains. The area experiences dry air, significant mountain snowfall, and rapid weather changes, with dramatic spring snowstorms and summer hailstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Wetmore.

According to FEMA's National Risk Index, Wetmore carries an overall risk score of 4.4/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and wildfire.

Wetmore's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Custer County, the highest-scoring are avalanche, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Wetmore residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Wetmore: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Wetmore

These city-level factors differentiate Wetmore from other communities in Custer County and provide geographic context for its hazard exposure.

Population

524

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.4/10

Coordinates

38.1876Β° N, 105.0750Β° W

Custer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wetmore

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wetmore

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.