🌍 ClimateRiskCheck

Natural Disaster Risk in Davenport

Florida

6.9out of 10
High Risk

Risk Summary for Davenport

Davenport scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Strong Wind Hurricane

All 18 Hazard Scores

Strong Wind
10.0
Lightning
10.0
Hurricane
9.9
Wildfire
9.7
Tornado
9.5
Extreme Heat
9.4
Cold Wave
7.9
Hail
7.7
Drought
7.5
Landslide
6.9
Earthquake
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Davenport
6.9
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Davenport, Florida

Davenport, in Polk County, is a city of approximately 47,389 residents situated near the Atlantic Coast of the southeastern United States. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Davenport residents and property owners must navigate.

According to FEMA's National Risk Index, Davenport carries an overall risk score of 6.9/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to wind and hurricane.

Within Florida, Davenport's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Polk County identifies lightning as the foremost hazard, followed by wind and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Davenport's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Davenport: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Davenport

These city-level factors differentiate Davenport from other communities in Polk County and provide geographic context for its hazard exposure.

Population

47,389

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 28.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

28.1901Β° N, 81.5916Β° W

Polk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Davenport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Davenport

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.