Natural Disaster Risk in Polk County
Florida
6.9out of 10
Risk Summary for Polk County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Lightning Strong Wind Hurricane
All 18 Hazard Scores
Strong Wind 10.0
Lightning 10.0
Hurricane 9.9
Wildfire 9.7
Tornado 9.5
Extreme Heat 9.4
Cold Wave 7.9
Hail 7.7
Drought 7.5
Landslide 6.9
Earthquake 5.8
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Ice Storm 1.3
Winter Weather 1.2
Riverine Flooding 1.0
How it compares
Polk County 6.9
Florida avg. 5.7
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Polk County
Lakeland6.9/10Haines City6.9/10Davenport6.9/10Winter Haven6.9/10Auburndale6.9/10Bartow6.9/10Mulberry6.9/10Lake Wales6.9/10Polk City6.9/10Frostproof6.9/10Lake Alfred6.9/10Fort Meade6.9/10Dundee6.9/10Eagle Lake6.9/10Babson Park6.9/10Lake Hamilton6.9/10Kathleen6.9/10Lakeshore6.9/10Loughman6.9/10Homeland6.9/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.