🌍 ClimateRiskCheck

Natural Disaster Risk in Dixie County

Florida

4.3out of 10
Moderate Risk

Risk Summary for Dixie County

Dixie County scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.6
Hurricane
9.1
Wildfire
7.6
Lightning
6.2
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.5
Avalanche
4.5
Tornado
3.5
Earthquake
3.3
Drought
3.1
Cold Wave
3.0
Strong Wind
2.0
Landslide
1.8
Hail
1.5
Winter Weather
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Dixie County
4.3
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dixie County, Florida

Dixie County is located in the United States in Florida, home to roughly 16,706 residents. The county experiences warm temperatures year-round and high humidity, with a June–November hurricane season that defines the risk landscape shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Dixie County carries an overall risk score of 4.3/10, placing it in the moderate category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hurricane and wildfire.

Dixie County's risk score, slightly below the 5.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Dixie County, the highest-scoring are coastal flood, hurricane, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Dixie County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Dixie County: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Cities in Dixie County

ZIP codes in Dixie County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.