Natural Disaster Risk in Suwannee

Natural Hazard Profile: Suwannee, Florida

Suwannee, in Dixie County, is a small unincorporated community situated in the Deep South. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Suwannee residents and property owners must navigate.

Suwannee's overall natural disaster risk is rated 4.3/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and wildfire.

Within Florida, Suwannee's risk is, slightly below the 5.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Dixie County identifies coastal flood as the foremost hazard, followed by hurricane and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Suwannee's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.