🌍 ClimateRiskCheck

Natural Disaster Risk in Rotonda West

Florida

5.9out of 10
Moderate Risk

Risk Summary for Rotonda West

Rotonda West scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.9
Lightning
9.8
Wildfire
9.3
Strong Wind
7.8
Extreme Heat
7.8
Tornado
6.7
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Avalanche
4.5
Earthquake
3.9
Landslide
3.8
Hail
2.3
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Rotonda West
5.9
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rotonda West, Florida

Rotonda West, in Charlotte County, is a city of approximately 10,447 residents situated in the Deep South. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Rotonda West residents and property owners must navigate.

According to FEMA's National Risk Index, Rotonda West carries an overall risk score of 5.9/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and lightning.

Within Florida, Rotonda West's risk is, near the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Charlotte County identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Rotonda West residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Rotonda West: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Rotonda West

These city-level factors differentiate Rotonda West from other communities in Charlotte County and provide geographic context for its hazard exposure.

Population

10,447

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 26.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

26.8901Β° N, 82.2718Β° W

Charlotte County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rotonda West

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rotonda West

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.