🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 33947

Rotonda West, Florida

5.9out of 10
Moderate Risk

Risk Summary for ZIP 33947

ZIP 33947 scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.9
Lightning
9.8
Wildfire
9.3
Strong Wind
7.8
Extreme Heat
7.8
Tornado
6.7
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Avalanche
4.5
Earthquake
3.9
Landslide
3.8
Hail
2.3
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

ZIP 33947
5.9
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 33947, Florida

ZIP 33947 in Rotonda West sits in the Deep South. Its tropical climate produces warm temperatures year-round and high humidity, and notably a June–November hurricane season that defines the risk landscape. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 33947 carries an overall risk score of 5.9/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and lightning.

Within Florida, ZIP 33947's risk is, near the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Florida identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 33947's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 33947: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Risk for the surrounding area

Local Factors for ZIP 33947

These city-level factors differentiate ZIP 33947 from other communities in Florida County and provide geographic context for its hazard exposure.

Population

10,447

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 26.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

26.8901Β° N, 82.2718Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 33947

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Florida

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.