Natural Disaster Risk in Augusta
Georgia
Risk Summary for Augusta
Augusta scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Augusta, Georgia
Located near the Atlantic Coast of the southeastern United States in Richmond County, Augusta is a city of 60,423 residents. The humid subtropical climate that characterizes this part of Georgia β marked by hot, humid summers and relatively mild winters β directly influences the types and severity of natural hazards present, making Augusta a community where hazard awareness has real practical value.
Augusta's overall natural disaster risk is rated 7.4/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include tornado and lightning.
Relative to other U.S. communities, Augusta's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.2/10 state average. The hazard distribution here is led by wind and tornado, as measured by FEMA across Richmond County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Augusta's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Augusta: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for Augusta
These city-level factors differentiate Augusta from other communities in Richmond County and provide geographic context for its hazard exposure.
Population
60,423
UrbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Mild Temperate
Latitude 33.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.1/10
Coordinates
33.3484Β° N, 81.9724Β° W
Richmond County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Augusta
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Augusta
Other cities in Georgia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.