🌍 ClimateRiskCheck

Natural Disaster Risk in Baxley

Georgia

5.0out of 10
Moderate Risk

Risk Summary for Baxley

Baxley scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Cold Wave

All 18 Hazard Scores

Hurricane
9.4
Drought
7.9
Cold Wave
6.4
Wildfire
5.9
Earthquake
5.9
Tsunami
5.4
Tornado
5.3
Strong Wind
5.2
Extreme Heat
5.1
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
3.5
Landslide
2.0
Ice Storm
1.8
Winter Weather
1.6
Riverine Flooding
1.0

How it compares

Baxley
5.0
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Baxley, Georgia

Baxley is a city of approximately 16,371 residents in Appling County, in the Deep South. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Baxley.

FEMA rates Baxley's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for drought and cold wave risk in their preparedness planning.

Baxley's risk score, near the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Appling County, the highest-scoring are hurricane, drought, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Baxley's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Baxley: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Baxley

These city-level factors differentiate Baxley from other communities in Appling County and provide geographic context for its hazard exposure.

Population

16,371

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

31.7779Β° N, 82.3462Β° W

Appling County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Baxley

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Baxley

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.