🌍 ClimateRiskCheck

Natural Disaster Risk in Carlton

Georgia

4.4out of 10
Moderate Risk

Risk Summary for Carlton

Carlton scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Ice Storm

All 18 Hazard Scores

Hurricane
7.7
Drought
6.8
Ice Storm
6.3
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.7
Avalanche
4.5
Extreme Heat
4.1
Wildfire
3.8
Tornado
3.8
Cold Wave
3.8
Strong Wind
3.1
Landslide
2.5
Lightning
2.4
Winter Weather
1.6
Riverine Flooding
1.0

How it compares

Carlton
4.4
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Carlton, Georgia

Located in the interior eastern United States in Oglethorpe County, Carlton is a small community of about 2,470. The humid subtropical climate that characterizes this part of Georgia β€” marked by hot, humid summers and relatively mild winters β€” directly influences the types and severity of natural hazards present, making Carlton a community where hazard awareness has real practical value.

FEMA rates Carlton's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for drought and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Carlton's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by hurricane and drought, as measured by FEMA across Oglethorpe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Carlton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Carlton: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Carlton

These city-level factors differentiate Carlton from other communities in Oglethorpe County and provide geographic context for its hazard exposure.

Population

2,470

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

33.9826Β° N, 82.9626Β° W

Oglethorpe County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Carlton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Carlton

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.