🌍 ClimateRiskCheck

Natural Disaster Risk in Cataula

Georgia

4.8out of 10
Moderate Risk

Risk Summary for Cataula

Cataula scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Drought

All 18 Hazard Scores

Hurricane
7.6
Lightning
7.4
Drought
5.7
Wildfire
5.5
Extreme Heat
5.4
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Hail
4.7
Tornado
4.5
Avalanche
4.5
Ice Storm
3.8
Strong Wind
3.0
Cold Wave
1.8
Winter Weather
1.7
Riverine Flooding
1.0

How it compares

Cataula
4.8
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cataula, Georgia

Located in the interior eastern United States in Harris County, Cataula is a town of roughly 6,318 residents. The humid subtropical climate that characterizes this part of Georgia β€” marked by hot, humid summers and relatively mild winters β€” directly influences the types and severity of natural hazards present, making Cataula a community where hazard awareness has real practical value.

FEMA rates Cataula's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for lightning and drought risk in their preparedness planning.

Relative to other U.S. communities, Cataula's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by hurricane and lightning, as measured by FEMA across Harris County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cataula's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Cataula: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Cataula

These city-level factors differentiate Cataula from other communities in Harris County and provide geographic context for its hazard exposure.

Population

6,318

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

32.6620Β° N, 84.8840Β° W

Harris County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cataula

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cataula

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.