🌍 ClimateRiskCheck

Natural Disaster Risk in Cleveland

Georgia

5.8out of 10
Moderate Risk

Risk Summary for Cleveland

Cleveland scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Strong Wind Ice Storm

All 18 Hazard Scores

Cold Wave
8.3
Strong Wind
8.0
Landslide
7.4
Ice Storm
7.4
Hurricane
7.2
Lightning
7.0
Tornado
6.6
Earthquake
6.5
Wildfire
5.7
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
2.5
Winter Weather
2.3
Riverine Flooding
1.0

How it compares

Cleveland
5.8
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cleveland, Georgia

Cleveland, in White County, is a city of approximately 24,081 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Cleveland residents and property owners must navigate.

According to FEMA's National Risk Index, Cleveland carries an overall risk score of 5.8/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to wind and ice storm.

Within Georgia, Cleveland's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of White County identifies cold wave as the foremost hazard, followed by wind and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Cleveland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Cleveland: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Cleveland

These city-level factors differentiate Cleveland from other communities in White County and provide geographic context for its hazard exposure.

Population

24,081

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

34.6083Β° N, 83.7759Β° W

White County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cleveland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cleveland

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.