Natural Disaster Risk in Ellaville
Georgia
Risk Summary for Ellaville
Ellaville scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ellaville, Georgia
Located in the interior eastern United States in Schley County, Ellaville is a town of roughly 4,135 residents. The humid subtropical climate that characterizes this part of Georgia — marked by hot, humid summers and relatively mild winters — directly influences the types and severity of natural hazards present, making Ellaville a community where hazard awareness has real practical value.
FEMA rates Ellaville's composite natural disaster risk at 3.3 out of 10 — low risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for tsunami and drought risk in their preparedness planning.
Relative to other U.S. communities, Ellaville's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.2/10 state average. The hazard distribution here is led by hurricane and tsunami, as measured by FEMA across Schley County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Ellaville is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers hurricane — remains prudent for all residents.
What this means for Ellaville: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Ellaville
These city-level factors differentiate Ellaville from other communities in Schley County and provide geographic context for its hazard exposure.
Population
4,135
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 32.3°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 3.2/10
Coordinates
32.2615° N, 84.3004° W
Schley County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ellaville
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ellaville
Other cities in Georgia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.