🌍 ClimateRiskCheck

Natural Disaster Risk in Folkston

Georgia

4.4out of 10
Moderate Risk

Risk Summary for Folkston

Folkston scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Wildfire

All 18 Hazard Scores

Hurricane
9.2
Coastal Flooding
8.9
Wildfire
7.6
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Lightning
4.9
Avalanche
4.5
Earthquake
4.4
Tornado
3.6
Ice Storm
3.4
Drought
2.9
Strong Wind
2.8
Cold Wave
2.1
Hail
1.9
Landslide
1.9
Winter Weather
1.6
Riverine Flooding
1.0

How it compares

Folkston
4.4
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Folkston, Georgia

Located in the Deep South in Charlton County, Folkston is a town of roughly 9,349 residents. The humid subtropical climate that characterizes this part of Georgia β€” marked by hot, humid summers and relatively mild winters β€” directly influences the types and severity of natural hazards present, making Folkston a community where hazard awareness has real practical value.

Folkston's overall natural disaster risk is rated 4.4/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and wildfire.

Relative to other U.S. communities, Folkston's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Charlton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Folkston residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Folkston: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Folkston

These city-level factors differentiate Folkston from other communities in Charlton County and provide geographic context for its hazard exposure.

Population

9,349

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.6/10

Coordinates

30.8922Β° N, 82.1249Β° W

Charlton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Folkston

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Folkston

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.