Natural Disaster Risk in Fort Benning
Georgia
Risk Summary for Fort Benning
Fort Benning scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Lightning.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Fort Benning, Georgia
Fort Benning is a city of approximately 15,157 residents in Chattahoochee County, in the interior eastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Fort Benning.
FEMA rates Fort Benning's composite natural disaster risk at 3.9 out of 10 β low risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for hurricane and tsunami risk in their preparedness planning.
Fort Benning's risk score, slightly below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Chattahoochee County, the highest-scoring are lightning, hurricane, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Fort Benning carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β lightning β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Fort Benning: Lightning preparedness
- Install whole-home surge protection to shield electronics from strike-related power surges.
- Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
- Avoid plumbing and corded electronics during active thunderstorms.
Local Factors for Fort Benning
These city-level factors differentiate Fort Benning from other communities in Chattahoochee County and provide geographic context for its hazard exposure.
Population
15,157
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 32.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.3/10
Coordinates
32.3730Β° N, 84.8433Β° W
Chattahoochee County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Fort Benning
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Fort Benning
Other cities in Georgia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.