🌍 ClimateRiskCheck

Natural Disaster Risk in Hagan

Georgia

4.5out of 10
Moderate Risk

Risk Summary for Hagan

Hagan scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Earthquake

All 18 Hazard Scores

Hurricane
8.8
Drought
6.8
Earthquake
6.4
Wildfire
5.4
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.2
Lightning
4.0
Ice Storm
3.2
Hail
3.0
Cold Wave
2.9
Strong Wind
2.3
Winter Weather
1.9
Landslide
1.9
Riverine Flooding
1.0

How it compares

Hagan
4.5
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hagan, Georgia

Hagan is a small unincorporated community in Evans County, near the Atlantic Coast of the southeastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hagan.

According to FEMA's National Risk Index, Hagan carries an overall risk score of 4.5/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to drought and earthquake.

Hagan's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Evans County, the highest-scoring are hurricane, drought, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hagan's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Hagan: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Hagan

These city-level factors differentiate Hagan from other communities in Evans County and provide geographic context for its hazard exposure.

Population

102

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 32.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

32.1590Β° N, 81.9371Β° W

Evans County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hagan

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hagan

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.