🌍 ClimateRiskCheck

Natural Disaster Risk in Jersey

Georgia

5.9out of 10
Moderate Risk

Risk Summary for Jersey

Jersey scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Earthquake

All 18 Hazard Scores

Ice Storm
7.8
Tornado
7.7
Earthquake
7.6
Hail
7.6
Lightning
7.5
Strong Wind
7.1
Hurricane
7.0
Extreme Heat
6.6
Drought
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.4
Landslide
4.4
Cold Wave
3.8
Winter Weather
2.5
Riverine Flooding
1.0

How it compares

Jersey
5.9
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jersey, Georgia

Jersey is a small unincorporated community in Walton County, in the interior eastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Jersey.

According to FEMA's National Risk Index, Jersey carries an overall risk score of 5.9/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to tornado and earthquake.

Jersey's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Walton County, the highest-scoring are ice storm, tornado, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Jersey residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Jersey: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Jersey

These city-level factors differentiate Jersey from other communities in Walton County and provide geographic context for its hazard exposure.

Population

104

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

33.7174Β° N, 83.8003Β° W

Walton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jersey

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Jersey

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.