🌍 ClimateRiskCheck

Natural Disaster Risk in Leary

Georgia

4.4out of 10
Moderate Risk

Risk Summary for Leary

Leary scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Tsunami

All 18 Hazard Scores

Drought
8.8
Hurricane
8.6
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Cold Wave
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.4
Earthquake
4.0
Wildfire
3.8
Lightning
3.7
Extreme Heat
3.5
Strong Wind
2.6
Ice Storm
2.0
Winter Weather
1.7
Landslide
1.6
Riverine Flooding
1.0

How it compares

Leary
4.4
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Leary, Georgia

Leary is a small community of about 875 in Calhoun County, in the Deep South. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Leary.

According to FEMA's National Risk Index, Leary carries an overall risk score of 4.4/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to hurricane and tsunami.

Leary's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Calhoun County, the highest-scoring are drought, hurricane, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Leary's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Leary: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Leary

These city-level factors differentiate Leary from other communities in Calhoun County and provide geographic context for its hazard exposure.

Population

875

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

31.4569Β° N, 84.5161Β° W

Calhoun County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Leary

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Leary

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.