🌍 ClimateRiskCheck

Natural Disaster Risk in Lilly

Georgia

4.3out of 10
Moderate Risk

Risk Summary for Lilly

Lilly scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Tsunami

All 18 Hazard Scores

Drought
9.2
Hurricane
8.3
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Extreme Heat
5.0
Coastal Flooding
4.9
Earthquake
4.7
Avalanche
4.5
Hail
4.2
Tornado
3.8
Lightning
3.4
Strong Wind
3.1
Ice Storm
2.0
Cold Wave
1.8
Landslide
1.7
Winter Weather
1.4
Riverine Flooding
1.0

How it compares

Lilly
4.3
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lilly, Georgia

Lilly is a small unincorporated community in Dooly County, in the interior eastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lilly.

According to FEMA's National Risk Index, Lilly carries an overall risk score of 4.3/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to hurricane and tsunami.

Lilly's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Dooly County, the highest-scoring are drought, hurricane, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Lilly residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Lilly: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Lilly

These city-level factors differentiate Lilly from other communities in Dooly County and provide geographic context for its hazard exposure.

Population

122

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

32.1446Β° N, 83.8781Β° W

Dooly County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lilly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lilly

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.