Natural Disaster Risk in Ludowici
Georgia
Risk Summary for Ludowici
Ludowici scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ludowici, Georgia
Located near the Atlantic Coast of the southeastern United States in Long County, Ludowici is a city of approximately 13,812 residents. The humid subtropical climate that characterizes this part of Georgia β marked by hot, humid summers and relatively mild winters β directly influences the types and severity of natural hazards present, making Ludowici a community where hazard awareness has real practical value.
FEMA rates Ludowici's composite natural disaster risk at 4.1 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Ludowici's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Long County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Ludowici residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Ludowici: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Ludowici
These city-level factors differentiate Ludowici from other communities in Long County and provide geographic context for its hazard exposure.
Population
13,812
SuburbanGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Warm Subtropical
Latitude 31.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.6/10
Coordinates
31.7183Β° N, 81.7346Β° W
Long County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ludowici
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ludowici
Other cities in Georgia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.