🌍 ClimateRiskCheck

Natural Disaster Risk in Lyerly

Georgia

5.7out of 10
Moderate Risk

Risk Summary for Lyerly

Lyerly scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Landslide Earthquake

All 18 Hazard Scores

Tornado
8.6
Landslide
7.4
Earthquake
7.2
Cold Wave
7.0
Hurricane
6.8
Drought
6.8
Wildfire
6.0
Tsunami
5.4
Ice Storm
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Hail
4.4
Winter Weather
3.9
Extreme Heat
3.8
Riverine Flooding
1.0

How it compares

Lyerly
5.7
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lyerly, Georgia

Lyerly is a small community of about 2,381 in Chattooga County, in the interior eastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lyerly.

According to FEMA's National Risk Index, Lyerly carries an overall risk score of 5.7/10, placing it in the moderate category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to landslide and earthquake.

Lyerly's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Chattooga County, the highest-scoring are tornado, landslide, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lyerly's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tornado exposure is adequately protected is a worthwhile step for property owners.

What this means for Lyerly: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Lyerly

These city-level factors differentiate Lyerly from other communities in Chattooga County and provide geographic context for its hazard exposure.

Population

2,381

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

34.3602Β° N, 85.4217Β° W

Chattooga County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lyerly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lyerly

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.