Natural Disaster Risk in McRae Helena
Georgia
Risk Summary for McRae Helena
McRae Helena scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: McRae Helena, Georgia
McRae Helena, in Telfair County, is a town of roughly 4,468 residents situated in the Deep South. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that McRae Helena residents and property owners must navigate.
According to FEMA's National Risk Index, McRae Helena carries an overall risk score of 4.5/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. The area also faces notable exposure to heat and drought.
Within Georgia, McRae Helena's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Telfair County identifies hurricane as the foremost hazard, followed by heat and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, McRae Helena residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.
What this means for McRae Helena: Hurricane preparedness
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
Local Factors for McRae Helena
These city-level factors differentiate McRae Helena from other communities in Telfair County and provide geographic context for its hazard exposure.
Population
4,468
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 32.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.2/10
Coordinates
31.9825Β° N, 82.8905Β° W
Telfair County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for McRae Helena
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in McRae Helena
Other cities in Georgia
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.