🌍 ClimateRiskCheck

Natural Disaster Risk in Meldrim

Georgia

5.6out of 10
Moderate Risk

Risk Summary for Meldrim

Meldrim scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Extreme Heat

All 18 Hazard Scores

Hurricane
9.4
Coastal Flooding
9.0
Extreme Heat
8.0
Earthquake
7.7
Wildfire
7.6
Lightning
5.7
Tornado
5.4
Tsunami
5.4
Drought
5.2
Volcanic Activity
5.1
Ice Storm
4.8
Cold Wave
4.7
Avalanche
4.5
Hail
4.2
Winter Weather
3.3
Strong Wind
3.1
Landslide
2.6
Riverine Flooding
1.0

How it compares

Meldrim
5.6
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Meldrim, Georgia

Meldrim is a small unincorporated community in Effingham County, near the Atlantic Coast of the southeastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Meldrim.

According to FEMA's National Risk Index, Meldrim carries an overall risk score of 5.6/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and heat.

Meldrim's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Effingham County, the highest-scoring are hurricane, coastal flood, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Meldrim residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Meldrim: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Meldrim

These city-level factors differentiate Meldrim from other communities in Effingham County and provide geographic context for its hazard exposure.

Population

451

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.6/10

Coordinates

32.1358Β° N, 81.3757Β° W

Effingham County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Meldrim

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Meldrim

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.