🌍 ClimateRiskCheck

Natural Disaster Risk in Midway

Georgia

5.8out of 10
Moderate Risk

Risk Summary for Midway

Midway scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
9.8
Coastal Flooding
9.3
Lightning
8.4
Wildfire
7.9
Earthquake
7.9
Extreme Heat
7.8
Hail
6.2
Ice Storm
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Tornado
4.4
Cold Wave
4.2
Strong Wind
4.0
Winter Weather
3.3
Drought
2.6
Landslide
1.6
Riverine Flooding
1.0

How it compares

Midway
5.8
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Midway, Georgia

Located near the Atlantic Coast of the southeastern United States in Liberty County, Midway is a city of approximately 10,794 residents. The humid subtropical climate that characterizes this part of Georgia β€” marked by hot, humid summers and relatively mild winters β€” directly influences the types and severity of natural hazards present, making Midway a community where hazard awareness has real practical value.

FEMA rates Midway's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for coastal flood and lightning risk in their preparedness planning.

Relative to other U.S. communities, Midway's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Liberty County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Midway's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Midway: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Midway

These city-level factors differentiate Midway from other communities in Liberty County and provide geographic context for its hazard exposure.

Population

10,794

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

31.7671Β° N, 81.3623Β° W

Liberty County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Midway

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Midway

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.