🌍 ClimateRiskCheck

Natural Disaster Risk in Monroe

Georgia

5.9out of 10
Moderate Risk

Risk Summary for Monroe

Monroe scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Earthquake

All 18 Hazard Scores

Ice Storm
7.8
Tornado
7.7
Earthquake
7.6
Hail
7.6
Lightning
7.5
Strong Wind
7.1
Hurricane
7.0
Extreme Heat
6.6
Drought
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.4
Landslide
4.4
Cold Wave
3.8
Winter Weather
2.5
Riverine Flooding
1.0

How it compares

Monroe
5.9
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monroe, Georgia

Monroe, in Walton County, is a city of approximately 29,785 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Monroe residents and property owners must navigate.

Monroe's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include tornado and earthquake.

Within Georgia, Monroe's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Walton County identifies ice storm as the foremost hazard, followed by tornado and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Monroe residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Monroe: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Monroe

These city-level factors differentiate Monroe from other communities in Walton County and provide geographic context for its hazard exposure.

Population

29,785

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

33.7821Β° N, 83.6907Β° W

Walton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monroe

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Monroe

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.