🌍 ClimateRiskCheck

Natural Disaster Risk in Moultrie

Georgia

6.1out of 10
High Risk

Risk Summary for Moultrie

Moultrie scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Lightning

All 18 Hazard Scores

Hurricane
9.4
Tornado
8.7
Lightning
8.4
Drought
7.8
Wildfire
7.3
Cold Wave
7.3
Strong Wind
6.8
Hail
6.7
Extreme Heat
6.7
Earthquake
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.2
Ice Storm
3.3
Landslide
1.8
Riverine Flooding
1.0

How it compares

Moultrie
6.1
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moultrie, Georgia

Moultrie, in Colquitt County, is a city of approximately 21,903 residents situated in the Deep South. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Moultrie residents and property owners must navigate.

According to FEMA's National Risk Index, Moultrie carries an overall risk score of 6.1/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to tornado and lightning.

Within Georgia, Moultrie's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Colquitt County identifies hurricane as the foremost hazard, followed by tornado and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Moultrie residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Moultrie: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Moultrie

These city-level factors differentiate Moultrie from other communities in Colquitt County and provide geographic context for its hazard exposure.

Population

21,903

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.3/10

Coordinates

31.1933Β° N, 83.8405Β° W

Colquitt County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moultrie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moultrie

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.