🌍 ClimateRiskCheck

Natural Disaster Risk in Oxford

Georgia

5.7out of 10
Moderate Risk

Risk Summary for Oxford

Oxford scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Hail

All 18 Hazard Scores

Ice Storm
7.8
Tornado
7.7
Hail
7.5
Strong Wind
7.1
Hurricane
7.0
Earthquake
6.7
Extreme Heat
6.6
Lightning
6.5
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Cold Wave
4.6
Avalanche
4.5
Landslide
3.6
Winter Weather
2.4
Riverine Flooding
1.0

How it compares

Oxford
5.7
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Oxford, Georgia

Oxford is a city of approximately 10,730 residents in Newton County, in the interior eastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Oxford.

According to FEMA's National Risk Index, Oxford carries an overall risk score of 5.7/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to tornado and hail.

Oxford's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Newton County, the highest-scoring are ice storm, tornado, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Oxford residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Oxford: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Oxford

These city-level factors differentiate Oxford from other communities in Newton County and provide geographic context for its hazard exposure.

Population

10,730

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

33.6765Β° N, 83.8756Β° W

Newton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Oxford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Oxford

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.