🌍 ClimateRiskCheck

Natural Disaster Risk in Rome

Georgia

7.0out of 10
High Risk

Risk Summary for Rome

Rome scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Earthquake

All 18 Hazard Scores

Tornado
9.5
Strong Wind
9.3
Earthquake
8.7
Cold Wave
8.6
Landslide
8.3
Wildfire
7.8
Hail
7.8
Lightning
7.7
Hurricane
7.6
Drought
7.3
Ice Storm
7.1
Extreme Heat
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.2
Riverine Flooding
1.0

How it compares

Rome
7.0
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rome, Georgia

Rome is a city of approximately 43,001 residents in Floyd County, in the interior eastern United States. The area experiences hot, humid summers and relatively mild winters, with an active tornado and severe thunderstorm season in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Rome.

According to FEMA's National Risk Index, Rome carries an overall risk score of 7.0/10, placing it in the high category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to wind and earthquake.

Rome's risk score, considerably above the 5.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Floyd County, the highest-scoring are tornado, wind, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Rome residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Rome: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Rome

These city-level factors differentiate Rome from other communities in Floyd County and provide geographic context for its hazard exposure.

Population

43,001

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

34.3028Β° N, 85.2723Β° W

Floyd County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rome

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rome

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.