🌍 ClimateRiskCheck

Natural Disaster Risk in Scotland

Georgia

4.5out of 10
Moderate Risk

Risk Summary for Scotland

Scotland scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Drought

All 18 Hazard Scores

Hurricane
8.7
Extreme Heat
6.3
Drought
6.1
Tornado
5.8
Earthquake
5.5
Tsunami
5.4
Wildfire
5.2
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
3.4
Strong Wind
3.1
Hail
2.9
Landslide
2.1
Winter Weather
1.7
Cold Wave
1.7
Riverine Flooding
1.0

How it compares

Scotland
4.5
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scotland, Georgia

Located in the interior eastern United States in Telfair County, Scotland is a small unincorporated community. The humid subtropical climate that characterizes this part of Georgia β€” marked by hot, humid summers and relatively mild winters β€” directly influences the types and severity of natural hazards present, making Scotland a community where hazard awareness has real practical value.

Scotland's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include heat and drought.

Relative to other U.S. communities, Scotland's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by hurricane and heat, as measured by FEMA across Telfair County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Scotland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Scotland: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Scotland

These city-level factors differentiate Scotland from other communities in Telfair County and provide geographic context for its hazard exposure.

Population

187

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

32.0447Β° N, 82.8196Β° W

Telfair County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Scotland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Scotland

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.