🌍 ClimateRiskCheck

Natural Disaster Risk in Sea Island

Georgia

6.3out of 10
High Risk

Risk Summary for Sea Island

Sea Island scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.9
Hurricane
9.7
Wildfire
9.3
Extreme Heat
8.4
Earthquake
8.2
Cold Wave
8.0
Lightning
7.6
Ice Storm
7.3
Strong Wind
6.4
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Tornado
5.0
Avalanche
4.5
Winter Weather
3.3
Drought
2.5
Landslide
1.9
Riverine Flooding
1.0

How it compares

Sea Island
6.3
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sea Island, Georgia

Sea Island, in Glynn County, is a small unincorporated community situated near the Atlantic Coast of the southeastern United States. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Sea Island residents and property owners must navigate.

According to FEMA's National Risk Index, Sea Island carries an overall risk score of 6.3/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and wildfire.

Within Georgia, Sea Island's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Glynn County identifies coastal flood as the foremost hazard, followed by hurricane and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Sea Island residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Sea Island: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Sea Island

These city-level factors differentiate Sea Island from other communities in Glynn County and provide geographic context for its hazard exposure.

Population

96

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

31.2020Β° N, 81.3373Β° W

Glynn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sea Island

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sea Island

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.