🌍 ClimateRiskCheck

Natural Disaster Risk in Surrency

Georgia

5.0out of 10
Moderate Risk

Risk Summary for Surrency

Surrency scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Cold Wave

All 18 Hazard Scores

Hurricane
9.4
Drought
7.9
Cold Wave
6.4
Wildfire
5.9
Earthquake
5.9
Tsunami
5.4
Tornado
5.3
Strong Wind
5.2
Extreme Heat
5.1
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
3.5
Landslide
2.0
Ice Storm
1.8
Winter Weather
1.6
Riverine Flooding
1.0

How it compares

Surrency
5.0
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Surrency, Georgia

Located in the Deep South in Appling County, Surrency is a small community of about 1,196. The humid subtropical climate that characterizes this part of Georgia β€” marked by hot, humid summers and relatively mild winters β€” directly influences the types and severity of natural hazards present, making Surrency a community where hazard awareness has real practical value.

FEMA rates Surrency's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for drought and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Surrency's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by hurricane and drought, as measured by FEMA across Appling County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Surrency's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Surrency: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Surrency

These city-level factors differentiate Surrency from other communities in Appling County and provide geographic context for its hazard exposure.

Population

1,196

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

31.7365Β° N, 82.1829Β° W

Appling County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Surrency

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Surrency

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.