🌍 ClimateRiskCheck

Natural Disaster Risk in Tate

Georgia

5.5out of 10
Moderate Risk

Risk Summary for Tate

Tate scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Tornado

All 18 Hazard Scores

Landslide
7.8
Lightning
7.3
Tornado
6.7
Cold Wave
6.6
Wildfire
6.5
Earthquake
6.4
Hurricane
6.1
Strong Wind
5.4
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Winter Weather
2.9
Extreme Heat
2.8
Riverine Flooding
1.0

How it compares

Tate
5.5
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tate, Georgia

Tate, in Pickens County, is a small community of about 784 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Tate residents and property owners must navigate.

Tate's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include lightning and tornado.

Within Georgia, Tate's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Pickens County identifies landslide as the foremost hazard, followed by lightning and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Tate residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Tate: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Tate

These city-level factors differentiate Tate from other communities in Pickens County and provide geographic context for its hazard exposure.

Population

784

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

34.4070Β° N, 84.3740Β° W

Pickens County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tate

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tate

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.