🌍 ClimateRiskCheck

Natural Disaster Risk in Temple

Georgia

6.3out of 10
High Risk

Risk Summary for Temple

Temple scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Wildfire Earthquake

All 18 Hazard Scores

Tornado
9.3
Wildfire
8.1
Earthquake
7.9
Hail
7.7
Extreme Heat
7.7
Hurricane
7.6
Cold Wave
7.5
Ice Storm
7.4
Lightning
7.3
Strong Wind
5.9
Landslide
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
2.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Temple
6.3
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Temple, Georgia

Temple, in Carroll County, is a city of approximately 19,882 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Temple residents and property owners must navigate.

Temple's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Secondary hazards include wildfire and earthquake.

Within Georgia, Temple's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Carroll County identifies tornado as the foremost hazard, followed by wildfire and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Temple residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Temple: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Temple

These city-level factors differentiate Temple from other communities in Carroll County and provide geographic context for its hazard exposure.

Population

19,882

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

33.7809Β° N, 85.0196Β° W

Carroll County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Temple

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Temple

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.